Unlocked Balance (XMR)
Under your Monero (XMR) balance, you can see an "Unlocked Balance" value. To increase privacy, it is standard practice in the Monero blockchain to not spend recently received deposits until they have received at least 10 confirmation on the XMR network. This usually takes around 20 minutes. Until then you will be prevented to spend any amount that is still locked (your main balance is shown in full). After you send coins out, any leftover "change" that returns to your wallet must also wait for 10 confirmations before it can be spendable.
Transaction processing
Coinomi's own servers process the blockchain to find transactions involving your address. However, for security, final processing of transactions must be done inside your own device. After receiving transactions, they will show as "unprocessed" in your Coinomi's history. Simply press the blue + button, select "process transactions" and authenticate with your password to process them and allow the funds to be spent.
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